PSP Poland

We specialize in obtaining PSP licenses in Poland and Europe, including MIP (Small Payment Institution) and KIP (National Payment Institution). Contact us to learn more about financial licensing for your business.

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The payment services industry is thriving in Europe, and Poland is a key hub for businesses seeking to establish themselves as licensed Payment Service Providers (PSPs). Companies operating in this sector need a robust regulatory framework to ensure legal compliance and access to the European market. With two main license types available in Poland—MIP (Small Payment Institution) and KIP (National Payment Institution)—businesses of all sizes can find a licensing solution that meets their needs. Thompson&Stein offers expert support for obtaining PSP and E-money licenses in Poland and Europe. Our services are tailored to meet the unique requirements of each client, ensuring compliance with Polish and EU regulations. Whether you are launching domestic payment solutions or planning cross-border operations, we handle every step of the licensing process, including documentation preparation, liaising with authorities, and establishing operational procedures. With extensive experience in financial licensing in Europe, our team helps businesses navigate regulatory complexities, enabling them to operate confidently across the EU.

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PSP Poland

Poland’s regulatory framework for payment services aligns with EU standards, making it an attractive destination for companies seeking PSP or E-money licenses in Europe. Here’s an overview of the two main licenses available in Poland:
MIP (Small Payment Institution): A streamlined license for startups and smaller businesses, allowing domestic payment services in Poland. It offers a simplified regulatory process but comes with limitations on transaction volume and geographical scope.
KIP (National Payment Institution): A comprehensive license for larger companies that allows for EU-wide operations under passporting rights. This license is ideal for businesses offering cross-border payment services and requires higher capital and stringent compliance measures.

Key Benefits of Licensing in Poland:

Our Expertise Includes:

Access to the EU market via passporting rights.
Preparing and submitting applications for financial licenses in Poland and Europe.
Drafting AML (anti-money laundering) and compliance procedures.
Representing your business before the KNF and addressing all inquiries during the review process.
Supporting post-licensing compliance and audits.

With Thompson&Stein’s professional guidance, you can establish your payment service business quickly and efficiently, ensuring compliance with EU regulations and gaining a competitive edge in the European market.

REQUEST A FREE QUOTE FOR OUR PSP LICENSING SERVICES IN POLAND AND EUROPE.

PSP LICENSING SERVICES IN POLAND AND EUROPE

LICENSE SELECTION GUIDANCE

Assistance in determining the best license type: PSP or E-money.

APPLICATION PREPARATION

Complete support in preparing and submitting all required documents.

KNF REPRESENTATION

Legal and procedural representation before the Polish Financial Supervision Authority.

COMPLIANCE SETUP

Drafting AML policies, compliance programs, and operational frameworks.

TECHNICAL AND OPERATIONAL SUPPORT

Assistance in setting up payment systems and IT infrastructure.

POST-LICENSING COMPLIANCE

Ongoing support for audits, reporting, and compliance reviews.

PROCEDURE FOR OBTAINING A VASP LICENSE

Initial Consultation

Review your business model and determine the most suitable license type (PSP or E-money).

Documentation Preparation

Prepare business plans, compliance procedures, and risk assessments.

Application Submission

File your application with the KNF and address any regulatory feedback.

Regulatory Review

Support during the evaluation process and meetings with authorities.

Approval and Licensing

Secure your PSP or E-money license.

Post-Licensing Support

Implement operational systems and ongoing compliance monitoring.

LEARN MORE ABOUT OBTAINING A PSP OR E-MONEY LICENSE IN POLAND AND EUROPE ON OUR YOUTUBE CHANNEL.

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